📅 What will happen on November 22, 2025?

▪️ The most significant event related to ISO 20022 is the end of the coexistence period for SWIFT cross-border payments and reporting (CBPR+).

▪️ After this date,

the legacy messages (MT) that SWIFT relied on will be discontinued.

The ISO 20022 (MX) standard will become mandatory for all interbank financial instructions.

▪️ This transition means that all financial institutions worldwide will use a unified language for international payments based on a structured and intelligent data format (XML).

🌐 The importance of ISO 20022:

▪️ Global standardization: This makes communication between banks smoother through a common data language.

▪️ Enhanced security: This allows for the inclusion of precise and structured details with each transaction,

simplifying audits and anti-money laundering efforts.

▪️ Greater transparency: This facilitates tracking transactions and reduces errors and fraud.

💡 What this means:

It's a fundamental development in the world of international payments.

It's a significant step towards building a more harmonized, secure, and intelligent global financial system.

⚠️ Important notice for Pioneers:

As of now, neither the Pi Core Team nor GCV CT has made any official announcement regarding November 22nd.

Therefore, please do not directly link this event to the Pi Network or spread any unconfirmed conclusions.

🔹 Always focus on official sources and accurate information. 👍🏻

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